Nicky Ramsay


CardUp is a credit card enablement platform that brings value to individuals and businesses by improving how they pay and get paid, access credit, and manage payments.

The company started by allowing transactions of enormous amounts previously made by bank transfer, cheque, or cash to be shifted to the card, even where cards are not accepted. Examples include rent to a landlord, insurance premiums, payroll, supplier invoices, etc.

With CardUp, you can enjoy a five-in-one payment solution and interest-free access capital at 68% cheaper rates than SME financing loans. CardUp platform supports the following payment types.

  • Rental payments
  • Rental deposits
  • Condominium maintenance fee
  • Tuition/school fees
  • Insurance premiums
  • Income tax/property tax payment
  • Season parking
  • Car loans
  • Mortgage loans
  • Electricity
  • Helper salaries
  • Miscellaneous payments
  • Payroll
  • Supplier invoices

Our platform helps optimize cash in hand, digitizing, automating, and making your payments rewarding. CardUp has since launched merchant card solutions and payment automation tools that help SMEs save time and automate their finance processes.

CardUp supports cards from all central banks and issuers like American Express, HSBC, DBS, Standard Chartered, OCBC, May Bank, etc.

KFC Ventures invested in CardUp in 2021 to revolutionize how we make payments.